What is the CIT Bank bonus?

CIT Bank offers First Citizens Wealth Self-Directed Investing Bonus. Tiers: $25 on $1,000+; $50 on $5,000+; $100 on $10,000+; $200 on $50,000+; $350 on $100,000+; $750 on $250,000+.

How long is the CIT Bank bonus hold period?

You must maintain your transferred balance for 60 days to keep the bonus.

Are brokerage bonuses taxable?

Yes. Brokerage bonuses are reported as ordinary income (1099-MISC). Plan for federal and state income tax on the bonus amount.

CIT Bank Deposit Bonus 2026 — Up to $750

CIT Bank

First Citizens Wealth Self-Directed Investing Bonus

Deposit

CALCULATE YOUR BONUS

Transfer/Deposit Amount:

Your Bonus: $0

Effective APY: 0% APY

BONUS TIERS

Minimum Amount	Maximum Amount	Bonus
$1,000	$4,999	$25
$5,000	$9,999	$50
$10,000	$49,999	$100
$50,000	$99,999	$200
$100,000	$249,999	$350
$250,000	No limit	$750

ℹ️ Key Details

Hold Period (minimum time to keep funds)

60 days

TERMS & RESTRICTIONS

Limited-time offer
One bonus per CIT Bank customer
Offer is non-transferable
Promotion begins on December 5, 2024
Requires existing CIT Bank savings or eChecking account
New funds only (not on deposit with CIT Bank)
Minimum $1,000 initial deposit to qualify for bonus
Initial deposit must be maintained for 60 days
Losses or gains due to trading/market fluctuation will not be considered
Bonus deposited to existing CIT Bank savings or eChecking account within 30 days after 60-day period
Ineligible if qualifying deposit withdrawn or account closed before 60 days
CIT Bank savings or eChecking account must be open at time of bonus payment
Bonus reported on IRS form 1099-INT

NOTES

[Source: DoC cit-bank-first-citizens-wealth-up-to-750-brokerage-bonus, verified 2026-08-01] Tiers by opening deposit: $25 ($1,000-$4,999), $50 ($5,000-$9,999), $100 ($10,000-$49,999), $200 ($50,000-$99,999), $350 ($100,000-$249,999), $750 ($250,000+).
The opening deposit must be maintained for a 60-day qualifying period from the account open date.
You must already be a CIT Bank customer with an existing savings or eChecking account to qualify.
Hybrid structure: the qualifying account is a real Self-Directed Investing Account, but the bonus is paid into your CIT Bank savings/eChecking account and reported on a 1099-INT rather than a brokerage 1099.
No end date stated — the promotion began December 5, 2024 and can end at any time without notice.

BONUS VS AMOUNT

SOURCE LINKS

📰 View on Doctor of Credit 🏦 Official CIT Bank Promotion

Data originally sourced from Doctor of Credit and verified against official sources. · Last updated: August 1, 2026