What is the SoFi bonus?

SoFi offers 2% Cash Deposit Match (5 Year Hold). Tiers: 1% on $0+; 2% on $0+.

How long is the SoFi bonus hold period?

You must maintain your transferred balance for 5 years to keep the bonus.

This offer expires on 2026-08-31. Transfers typically take 3-7 business days via ACATS, so initiate before the deadline.

Yes. Brokerage bonuses are reported as ordinary income (1099-MISC). Plan for federal and state income tax on the bonus amount.

This offer has expired on 2026-09-01. Page preserved for reference. Check current bonuses for active offers.

Deposit Expires August 31, 2026

Transfer/Deposit Amount:

Your Bonus: $0

Effective APY: 0% APY

Minimum Amount	Maximum Amount	Bonus	Effective APY
$0	No limit	1%
$0	No limit	2%

1825 days

August 31, 2026

Offer expiration date

Funds must be maintained for 5 years
Brokerage account only, not for IRA
SoFi Plus membership required for 2% bonus (must be member at time of initial deposit)
Eligible deposits are instant cash transfer from SoFi Bank account or ACH deposit
Excludes internal transfers, ACATs, securities transfers, interest, dividends, fee reversals, promotional credits, and other non-cash credits
Early withdrawal fee/forfeiture if funds are not maintained for 5 years
Bonus is treated as taxable income (Form 1099)

[Source: DoC sofi-invest-2-deposit-match-5-year-hold, auto-discovered 2026-08-23] SoFi Invest is offering an unlimited 1% bonus to new or existing users who deposit cash (not ACATS) to the SoFi Invest account. SoFi Plus users get an extra unlimited 1%. That makes 2% total. Funds must be maintained for 5 years.
Funds must be maintained for 5 years
Brokerage account only, not for IRA
SoFi Plus membership required for 2% bonus (must be member at time of initial deposit)
Eligible deposits are instant cash transfer from SoFi Bank account or ACH deposit
Excludes internal transfers, ACATs, securities transfers, interest, dividends, fee reversals, promotional credits, and other non-cash credits
Early withdrawal fee/forfeiture if funds are not maintained for 5 years
Bonus is treated as taxable income (Form 1099)
Revival: this brokerage had a prior offer that expired; re-added after a new offer reappeared on the DoC master list. Verify terms and hold period.

📰 View on Doctor of Credit 🏦 Official SoFi Promotion

Data originally sourced from Doctor of Credit and verified against official sources. · Last updated: August 25, 2026