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This offer has expired on 2026-05-30. Page preserved for reference. Check current bonuses for active offers.
SoFi Invest
2% Transfer Bonus — Brokerage or IRA (5yr hold)
CALCULATE YOUR BONUS
Your Bonus:
$0
Effective APY:
0% APY
BONUS TIERS
| Minimum Amount | Maximum Amount | Bonus | Effective APY |
|---|---|---|---|
| $5,000 | $5,000,000 | 2% (max $100,000) |
ℹ️ Key Details
Hold Period (minimum time to keep funds)
1825 days
Expires
May 28, 2026
Offer expiration date
TERMS & RESTRICTIONS
- Funds must be maintained for 5 years.
- Only asset transfers via ACAT are eligible.
- The transferred assets must be settled before the end of the Offer Period to be eligible for the match.
NOTES
- [Source: DoC sofi-invest-2-transfer-bonus-5-year-hold-brokerage-or-ira] SoFi will match 2% of a customer’s asset transfers (ACAT), subject to a maximum match of $100,000.
- ALSO eligible for SoFi self-directed IRA accounts (not just taxable brokerage). DoC: 'Both new and existing SoFi Invest users — SoFi self-directed individual retirement account (IRA) or SoFi self-directed taxable account'.
- Compared to last year's SoFi 1% offer with a 1-year hold: this is 2x the rate (2% vs 1%) but 5x the hold (5 years vs 1 year). At $100k transfer, $2,000 vs $1,000 — but you must keep funds at SoFi until May 2031.
- Max bonus $100,000 (2% of $5M cap). Short promo window: May 7 — May 28, 2026. ACAT transfers must settle before window closes.
- Funds must be maintained for 5 years.
- Only asset transfers via ACAT are eligible.
- The transferred assets must be settled before the end of the Offer Period to be eligible for the match.
BONUS VS AMOUNT
SOURCE LINKS
Data originally sourced from Doctor of Credit and verified against official sources. · First published: May 12, 2026 · Last updated: May 12, 2026