Bonus Professor

NOTES

• [Source: tradeup.com/iraPromotionEnT&C, scraped 2026-07-02] Enrollment is AUTOMATIC for first-time ACATS transfers into any TradeUP IRA (Traditional, Roth, or Rollover). No email or manual registration required.
• Cashback: 2% base on transferred amount, capped at $1,000. Paid in fixed quarterly installments once 90-day hold is met each quarter.
• 1% bonus match: requires $100k+ transferred AND 365 consecutive days maintained. Capped at additional $1,000.
• Transfer credit (up to $300): separate from cashback. Email [email protected] with most recent statement showing transfer fee charged by delivering broker. Paid within 30 days of approval.
• Hold period — 3 layers: (1) 90-day rolling per installment: each quarterly cashback payment requires 90 consecutive days of maintained balance. (2) 365-day: the 1% bonus requires 365 consecutive days maintained. (3) 5-year clawback (§3.5): if IRA is closed or transferred out within 5 years of first qualifying transfer, ALL previously issued cashback is forfeited.
• §3.4: must maintain initial transfer amount at all times until final cashback payment date — no partial withdrawals before last installment clears.
• SGOV shares: mentioned in DoC June 2025 update but NOT present in current official terms (scraped 2026-07-02). May have been an earlier iteration of the promotion. Removed from displayed bonus amounts until confirmed.
• 3% match on new IRA contributions also exists but is NOT tracked here — IRS annual limit (~$7k) caps the bonus at ~$210 max and applies only to new money. See official terms for details.
• U.S. Treasury securities excluded from eligible transfer amount for cashback calculation.
• New clients only. First ACATS transfer into TradeUp IRA qualifies.
• ACATS out fee is $50 for a partial transfer and $75 for a full account transfer out.