Personal

Amex Gold

Sign-up bonus
100,000 Amex MR
~$1,800 estimated value at 1.8¢/pt
4x dining and groceries. Once-per-lifetime rule.

Offer Details

Spend requirement$8,000 in 6 months
Annual fee$325
Points currencyAmex MR
Card typePersonal
Last verified2026-08-01

Eligibility Rules

  • Amex once-per-lifetime — bonus only if you've never held this card
  • Amex 1-per-30-days — only one Amex card approved per 30 days
  • Amex 2-per-90-days — max 2 Amex cards approved per 90 days

What to know

  • [Verified 2026-08-01 on americanexpress.com] Annual fee $325 — "The annual fee for the American Express Gold Card is $325 for a Basic Card." Raised from $250 effective Oct 2024. Offer is up to 100,000 Membership Rewards points after $8,000 spend in 6 months. Welcome offers are personalized and vary.

Data sourced from Doctor of Credit and verified against official issuer pages. Last verified 2026-08-01.