Personal Elevated Offer

Amex Platinum

Sign-up bonus
Up to 175,000 Amex MR
~$3,150 estimated value at 1.8¢/pt
Apply Now Doctor of Credit
Elevated offer. Once-per-lifetime rule applies.

Offer Details

Spend requirement$12,000 in 6 months
Annual fee$895
Points currencyAmex MR
Card typePersonal
Last verified2026-08-16

Eligibility Rules

  • Amex once-per-lifetime — bonus only if you've never held this card
  • Amex 1-per-30-days — only one Amex card approved per 30 days
  • Amex 2-per-90-days — max 2 Amex cards approved per 90 days

What to know

  • [Verified 2026-08-01 on americanexpress.com] Annual fee $895 — "The annual fee for the Platinum Card is $895 for a Basic Card." Raised from $695 in the Sept 2025 refresh. Offer is up to 175,000 Membership Rewards points after $12,000 spend in 6 months; the spend requirement rose from $8,000 to $12,000 in Feb 2026. Welcome offers are personalized and vary.
  • [Verified 2026-07-20] AF raised $695 -> $895 in the 9/18/25 refresh. 175k-200k MR offer, $8,000 spend/6mo.
  • Up to 175,000 points.
  • Up to 175,000 points. [Source: DoC Best Credit Card Bonuses — Personal Cards, scraped 2024-07-21]
  • The DoC article still shows the pre-refresh $695 fee and an $8,000 spend. Our $895 / $12,000 came from americanexpress.com directly on 2026-08-01 and supersedes it.

Data sourced from Doctor of Credit and verified against official issuer pages. Last verified 2026-08-16.