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American Express — Business Checking

American Express

Business Checking
35,000 pts
~$350–$700 est. value
business checking personal

Bonus Tiers

Deposit / DD Bonus
$5,000 deposit35,000 MR pts (~$350–$700 value)

Requirements

Trigger
$5,000 Minimum Balance
Maintain $5,000 average balance for 60 days + 10 qualifying transactions within 60 days.
Hold Period
60 days
Monthly Fee
$0
Credit Pull
Soft pull
ChexSystems
Unknown

Notes

  • [Source: doctorofcredit.com/american-express-business-checking-20000-membership-rewards-points-bonus-1-10-apy-earn-points-with-debit-card-spend, checked 2026-10-04] The September 16 update increased the public offer to 35,000 points and lists 10 qualifying transactions.
  • A larger public tier also exists on the same page: 50,000 points for a $10,000 deposit. Not tracked here yet.
  • No monthly fee. Business must be U.S.-based.

Links

Apply at American Express View on Doctor of Credit
Last verified: Unknown. Verified via DoC update 2026-09-16